Fiddler's Creek Homeowners BLOG

WANTED - Men's Comfort/Hybrid Bike

2012-02-12T21:14:00.002-05:00

I am looking for a small frame bike - max standover height about 27 inches. Must be EC. Preferred models include Trek Navigator 200, Trek 7100. Price depends on model and condition.

Call Jim in Laguna at 518 - 85two - two199

Thanks for posting my blog item…Jim

Election of homeowner rep to Foundation Board: April 17 meeting

2012-02-06T14:16:00.000-05:00

Foundation Board of Directors 2012 Election Process

Election of one additional Board Member to serve a two year term (to be elected by the Members) will take place at the Foundation Annual Meeting, Tuesday, April 17, 2012.

Formation of a Nominating Committee
o Joseph Parisi, Director shall be the chairman
o Club & Spa Advisory Board shall be the members of the committee
 Charles Turner, Shelly Maguire, Jon Portnof, Sandy Carinci and Nick Carsillo

The Nominating Committee shall nominate as many candidates as determined, by majority vote of the members of the Committee. Nominated candidates shall not be a current member of a CDD Community Development District Board nor a current member of a Village Association Board.

Each Village may propose one candidate to the Nominating Committee. Village Members desiring to serve on the Board shall give their names to their respective Village Board. Each Village Board shall submit one name of a Member in writing to the Nominating Committee not less than sixty (60) days prior to the meeting in conjunction with which the election is to be conducted.

The Nominating Committee shall report its nominees to the Foundation Secretary, Mark Woodward, not less than forty-five (45) days before the election.

Ballots shall be printed on Foundation Letterhead with the candidate names. Ballots shall be included in the meeting notice and mailed to each unit.

The ballots and notice shall be sent to each Member not less than thirty (30) days prior to the meeting in conjunction with which the election is to be conducted.

The ballots shall be cast by the Class A Members directly with the Foundation, either delivered in person, or by return mail to the Foundation offices, and not through each Village Association.

Each Class A Member may cast only one vote.

Within a twenty-four (24) hours prior to the day of the Annual Meeting, at a place and time which was stated in the notice of the meeting, the Board or its designees shall open and count the ballots in such manner as it or they deem advisable. Any Member shall be entitled to attend and observe.

The results of the election shall be announced before the end of the Annual Meeting, and the New Director shall take office at the adjournment of the meeting. In the event of a tie vote, the tie shall be broken by lot. Any dispute as to the validity of any ballots shall be resolved by the Board.

Wallpaper Hanger

2012-02-02T23:26:00.002-05:00

I am looking for a person to wallpaper our bathrooms.

Any recommendations would be appreciated. Thank you.

Christine Whelden

Confusion

2012-01-30T22:02:00.000-05:00

I am interested in buying something in fiddlers creek but don't understand why taxes are 7100. Realtor said part of this was for existing bond. How much of 7100 would be ongoing yearly tax and how much is for bond. How many years is the bond portion expected to be paid? It is confusing when lumped in estimated tax bill and keeps buyer from knowing what is going on.

Could please explain what your total fixed costs for Cheery Oaks are for 2012 and what they cover?

Are you required to use certain companies for TV and Internet hook up or are their restrictions?

Are there any plans for stoplight to get in and out of complex like hammock Bay has?

Thank You
Steve

Stephen Smith
sevegojayhawks@gmail.com

Considering Purchasing

2012-01-30T10:49:00.000-05:00

I’ve been renting in Fiddler’s for 6 years and I love it here. I’m considering purchasing a unit. I’ve heard rumors of “outrageous fees” so I’m hesitant. I would really appreciate it if any of you could answer a few questions I have. First, if I purchased a unit in Fiddler’s (i.e., Whisper Trace), do I have to join the Club & Spa and pay monthly fees. Secondly, how much are HOA fees? Thirdly, how much is homeowners/hurricane insurance? I realize a real estate agent could answer these questions, but my budget is limited and I don’t want to take up anybody’s time if I can’t afford to purchase. Thanks for any help you can give me.

Sharon

New Year's Eve Party Video

2012-01-23T13:08:00.000-05:00

The video from the New Year's Eve party just came out. They did a really great job! Even better than the last one! The dance floor looked PACKED.
I couldn't attend that one but I'll definitely be there for the Passport Party on Friday!

Video
Photo Gallery

GREAT 2ND CAR FOR SALE

2012-01-22T10:05:00.000-05:00

Original owner 2002 Honda Accord Lx Green 4 Dr. 27800 miles well maintained just purchase new tires Non Smoker asking $7900.00 Kelly's Blue Book $8850.00 contact Ron 239-877-1920

Bicycles for Sale

2012-01-20T05:48:00.002-05:00

We have two gently used ladies' retro cruisers for sale, one made by Fuji, the other by Sun. We paid $250. each in 2002; we are asking $100. each.
Phone: 732-7478.

Are you getting fed up with sprinklers? This resident is!

2012-01-19T11:48:00.002-05:00

Is it just me or is anyone else sick and tired of walking and driving through water and sprinklers in Fiddler’s Creek?

Fiddler's Creek Water Pressure

2012-01-18T13:30:00.000-05:00

According to Cardinal Management, Collier County has confirmed that there is a water main leak near Henderson Creek. Almost all of Fiddlers Creek will be affected by the leak. Collier has estimated the water to be off for a couple of hours.

Are you having difficulty accessing Blog comments?

2012-01-18T10:30:00.000-05:00

There have been a few reports of users having problems accessing comments on Blog posts.

It would seem that these problems are related to these users' browsers. The Blog Team therefore recommends that you update your browser software.

If you are still experiencing difficulties, we recommend you change your browser. Our first choice would be Google's Chrome, which you can download here We find it faster than IE or Firefox.

CDD2 contends U.S. Bank misspent Fiddler's Creek's money

2012-01-17T09:18:00.000-05:00

Here's some news from yesterday's Naples News that will give the usual cast of characters a chance to engage in unfounded speculation and vituperative dialogue for some time. Really, there's no need to thank me. It's my pleasure.

Roger Berkley

Burmese Pythons Invading Florida

2012-01-16T12:59:00.000-05:00

Image via Wikipedia
Check out this fascinating video from National Geographic. Although it's 45 minutes long it is worth every minute.

Then, after watching the video, check out this website which has an interactive distribution map showing confirmed python sightings for the whole state of Florida.

It's quite alarming to see that there were 2 python sightings near Fiddler's Creek: one on Collier Boulevard between Shell Island Road and Fiddler's Creek Parkway and the other on Shell Island Road. Yikes!

Julie Corey

Customer Survey on New Year's Eve Party

2012-01-15T03:36:00.000-05:00

The New Year's Eve Party is expected to be one our larger events as most members and their families are down for the holidays.

Thank you for welcoming the new year with us! Our staff spent countless hours preparing to make sure that every one of our attendees had a great time.

We really appreciate your feedback and would love if you can take a moment to fill out our official event survey form

Happy New Year!

Tennis - outside players continue to enjoy free court time at our expense!

2012-01-12T17:51:00.000-05:00

Image via Wikipedia
Management now admits that, last season, they made a big error in allowing outsiders to play tennis free-of-charge, alongside members who were having to pay for court time.

So management recently said, "We made a mistake which we're now correcting".

They neglected to tell you though that the 4.0 players are now allowed to bring outsiders in to play ANYTIME as part of the men's 4.0 and mixed 8.0 teams. This opens the flood gates even wider!

Because the members who were abusing the rules before (by inviting in outsiders to play for nothing) can now continue to do so via a different route. The result is that members will continue to have to pay for court time alongside outsiders who pay nothing!

Can't wait to hear Ron Albeit's creative explanation for this one!!!

Election of homeowner rep to Foundation Board

2012-01-10T12:32:00.000-05:00

NOTICE PUBLISHED BY FOUNDATION AS TO PROCESS:

Election of one additional Board Member (to be elected by the Members) will take place at the Foundation Annual Meeting, Tuesday, April 17, 2012.

• Formation of a Nominating Committee
o Joseph Parisi, Director shall be the chairman
o Club & Spa Advisory Board shall be the members of the committee
 Charles Turner, Shelly Maguire, Jon Portnof, Sandy Carinci and Nick Carsillo
• The Nominating Committee shall nominate as many candidates as determined, by majority vote of the members of the Committee.
• Each Village may propose one candidate to the Nominating Committee. Village Members desiring to serve on the Board shall give their names to their respective Village Board. Each Village Board shall submit one name of a Member in writing to the Nominating Committee not less than sixty (60) days prior to the meeting in conjunction with which the election is to be conducted.
• The Nominating Committee shall report its nominees to the Foundation Secretary, Mark Woodward, not less than forty-five (45) days before the election.
• Ballots shall be printed on Foundation Letterhead with the candidate names. Ballots shall be included in the meeting notice and mailed to each unit.
o The ballots and notice shall be sent to each Member not less than thirty (30) days prior to the meeting in conjunction with which the election is to be conducted.
o The ballots shall be cast by the Class A Members directly with the Foundation, either delivered in person, or by return mail to the Foundation offices, and not through each Village Association.
o Each Class A Member may cast only one vote.
• Within a twenty-four (24) hours prior to the day of the Annual Meeting, at a place and time which was stated in the notice of the meeting, the Board or its designees shall open and count the ballots in such manner as it or they deem advisable. Any Member shall be entitled to attend and observe.
• The results of the election shall be announced before the end of the Annual Meeting, and the New Director shall take office at the adjournment of the meeting. In the event of a tie vote, the tie shall be broken by lot. Any dispute as to the validity of any ballots shall be resolved by the Board.

Bufo Toads

2012-01-09T12:11:00.000-05:00

Are there any issues of dog or cats being poisoned by Bufo Toads? I understand that these deadly toads have reached the southwest coast of Florida and I am not certain if we are in a neighborhood that has them.

Rental Wanted for February

2012-01-04T10:52:00.001-05:00

I realize this is very late, but we have friends, two adults, no children, who are looking for a rental in FC for the month of February. If anyone knows of anything, or a realtor to contact, I would appreciate it. Thank you

Mary Ryan

Poops in Bellagio

2012-01-03T07:46:00.000-05:00

Can anyone tell me what I must do in order to get the two white dogs to stop pooping in my lawn in Bellagio? The owner is with them and does not pick up what they leave behind!

Thank you very kindly

Fiddler's Creek New Year's Party 2010

2012-01-02T21:49:00.002-05:00

The Fiddler's Creek New Year Party was fantastic! It was impeccably organized - especially the valet parking and the food service. Chef Eric and his team did an outstanding job. The fireworks were terrific!

My only criticism is that there needs to be a countdown as we get to midnight - the start of the New Year! That crucial bit is still lacking- there is not even any build up to midnight - the turn of the year is barely noticeable.

The value was exceptional at $85/head ++. Clearly it cost a lot more than that to put on, which means it returned a substantial loss to the club. Of course, the loss will be met by the members. The same applies to every club night. The prices are virtually academic since we, the members, cover all losses!

But there's a serious point to be made about the huge number of outsiders that take advantage of this great value. There was a very large number of outsiders, as happened last year.

One member brought in 35 guests to this party! I'm guessing that the true cost is closer to $200/head, which means we members are picking up a big subsidy for every outsider who attends! Shouldn't outsiders be charged at a premium?

All these costs add up and filter down into our dues. The dues here are high and they affect our home values.

As an aside, did DiNardo and his girlfriend pay for their attendances at this party - or did we comp them too?

Montreux meeting

2012-01-02T20:00:00.000-05:00

I heard there is a Montreux condo meeting this week but do not know when it is..Could someone please e mail me or call and give me the date , time and location? our number is 239- 530-4256. thank you so much. Cooper9898@aol.com

Auto Transport

2012-01-01T20:14:00.000-05:00

Can anyone recommend a reliable auto transport company between metropolitan New York and Naples? We have been using the same company for several years, but since they were taken over by a larger company they have been less than reliable. (Most companies in our area in NY seem to ship to the east coast of Florida).

Douglas Degelsmith

Will D R Horton Turn Fiddler's Into a Shanty Town?

2011-12-29T21:58:00.000-05:00

During the chapter 11 proceedings, a number of people seemed absolutely convinced that D R Horton's purchase of lots at Fiddler's would mean downgrading the appearance of the housing stock. The comments ran from the density will increase to something approximating there will be shanties constructed. As I said then, Horton will do just fine. I have seen the model Horton has almost completed, and it looks very nice. Don't take my word for it, take a look for yourself by clicking here. The blog is frequently overrun by negative comments. The Chapter 11 came and went, and everything is just fine.

Roger Berkley

Any fishermen out there?

2011-12-23T08:26:00.000-05:00

I'm an avid fisherman, and I'm very new to the salt water thing! I've been backwater a couple of times with a guide, but can't see spending that kind of money as often as I would like to get out.

I'm the guy with the boat up north, but not so down there. I guess I have two questions.

1. Can you recommend any places to fish from shore? I've done a little scouting around, but nothing has jumped out at me as great location.

2. Anybody with a boat and an open seat willing to take a lifelong boater / fisherman out and educate me a bit? I'm certainly in for gas and bait, and would welcome the opportunity to meet other fishermen.

Coming down Christmas and will be there until my friends tell me it's nice again in Chicago!

Thanks,

Bill 630-386-3889

Cleaner wanted

2011-12-17T16:41:00.002-05:00

Looking for a reliable cleaner / concierge Can anyone suggest a reliable cleaning person / company? Thank you.

DiNardo Buys Condominium for $300,000

2011-12-17T10:02:00.000-05:00

According to the Naples Daily News, Tony Dinardo has bought the condominium he has been using in Varenna for $300,000 from the "developer." Anyone know if he paid the $15,000 Foundation Fee or is this still subject to the "Sunnymeade exception"?

Peruvian Rustler

Wireless providers?

2011-12-15T13:41:00.002-05:00

Are there other options for wireless other than Comcast within Fiddler's? I have heard some negative comments (can't really verify the problems), but I thought it couldn't hurt to explore.

Thanks, Bill

You Tube Video of Welcome Back Party

2011-12-10T16:26:00.000-05:00

The Club has put together a very good video of the Welcome Back Party.

Watch it here!

And see some great still photos here

Furniture Cleaning

2011-12-08T10:08:00.000-05:00

Does anyone have a recommendation for a business that does furniture dry cleaning? Thanks for any assistance.

Dodie

Lennar to Buy 227 Homesites in Fiddler’s Creek

2011-12-06T17:55:00.000-05:00

According to documents filed with the Bankruptcy Court, Lennar has agreed to buy 227 homesites in Fiddler’s Creek over time. They include 85 homesites in Millbrook, 11 coach pad sites in Serena for 44 residential land units and 98 homesites in Runaway Bay.

The purchase price terms are complicated. For instance, for Runaway Bay, the base purchase prices range from $145,000 to $160,000 plus 25% of the Net Sales Price over the Base Purchase Price.

Apparently there is some replatting of the Runaway Bay properties that will be done.

The sales agreement is subject to Bankruptcy Court approval and other conditions.

Peruvian Rustler

Grilling/BBQ rules - not sure what to do?

2011-12-05T09:15:00.000-05:00

Bringing forward a post from Oct 3/11 where there were only 6 responses and nothing conclusive other than what the county regulations are and as a condo owner not sure what will happen if I decide to gas grill 10 feet out from my garage (observing county regulations)? Will the condo association just tell me to stop, fine me or what?

Fiddler's Creek Foundation Meeting-November 22, 2011

2011-11-23T12:20:00.002-05:00

The Good, The Bad, The Ugly and Questions

The primary purpose of the meeting was to present the 2012 Club and Spa budget and get Board approval of same, which was duly accomplished. Surprise!!!!

The Good: Monthly dues will remain at $235/mo.

The Bad: Monthly dues will remain at $235/mo. They have been too high for years, witness all the money siphoned from the Club & Spa the past few years into the pocket of the Developer. Dues should be reduced.

The Good: As a result of an agreement reached between the Official Unsecured Creditors Committee and the Developer during the Bankruptcy proceedings, excess revenues will no longer flow to the Developer but will go into a contingency fund of the Club & Spa to be used for GOK.

The Bad: Ditto the above. The Capital Reserve Fund is currently in excess of $1,200,000. We don’t need another contingency fund. Had the above agreement not been reached the excess revenues would have continued to flow to the Developer. Return the money to the residents.

The Good: The Welcome Back Party was awesome. Ron Albeit told us so.

The Bad: While the people that I have talked to agree with Ron’s assessment, why not let them do the cheer leading?

The Good: Iberia Bank has expressed interest in continuing to hold the loan on the Club & Spa, with the maturity extended to September 2014, with a 24 month extension option if the principal reaches $5,000,000. Principal payments will be made, as in the past, from the $15,000 Capital Acquisition Assessment on each home sale. The Developer will continue to pay the interest on the loan. The principal is presently $8,800,000.

Question: What are the odds that the principal will reach $5,000,000 by September 2014? To reduce the principal by $3,500,000 ($8,500,000-$5,000,000=$3,500,000) requires the sale of the equivalent of 233 new homes ($15,000x233=$3,500,000) in the next two years. Resales would contribute less than $15,000, if anything at all, since the seller must be repaid his deposit.

The Good: Revenues are anticipated to increase by $400,000, $7,495K/$7,902K.

The Bad: Payroll expenses are going up $300,000. Everybody gets a raise this year. Ron pointed out that last year management didn't get raises and that we needed to remain competitive to retain top quality people. With only a few exceptions, I agree that we have a great staff at the Club & Spa. Whether raises are necessary to retain staff in this economy is debatable.

The Good: Mike Charbonneau received the Outstanding Service Award for his work with the Gated Community Security Directors organization. This group is working to develop a certification test for security personnel. Congratulations, Mike.

The Bad: Tennis is still running at a loss. I say this tongue in cheek. I think tennis gets a bad rap each year to justify not improving the tennis facilities. Priority tennis players pay a surcharge for playing privileges. I am told that this is the only community in the area that tacks on additional fees to play tennis. I don’t know what expenses are being included in the equation, nor do I really care, I believe that all residents should be able to play tennis free of charge as was promised to many of us when we bought into Fiddler’s (PS: I don’t play). Looking at the balance sheet, food service loses money, fitness loses money, the pool loses money and safety loses money. Tennis loses the least. To those of you who say you don’t want to subsidize tennis let me point out that I know people that have never been in the pool, worked out in the fitness center or eaten at Caxambas, those non-users are subsidizing those facilities for the users.

Question: Why is safety showing a $110k loss? The CDD pays for security which is reflected in the $436k revenue. Is the $110 Mike’s salary which is paid by the Foundation?

The Ugly: You have been waiting for the “ugly” haven’t you. Ron went into excruciating detail explaining the budget, pie charts, bar graphs line charts, comparisons with other communities etc., etc., most of which were designed to justify the budget. All of which were almost unreadable. Ron admitted that even he could not read them from his position in the front of the room. We really don’t need an hour's worth of budget justification. I propose that Ron simplify his presentation. Last year, this year, difference, explain the difference. For example, “Membership and Administration” revenues increased by $211k, 2011/2012. Why? Larger membership? How many? How much? More fees? What home sales are anticipated for the coming year? Each new home sale means $15,000 to the capital acquisition fund, $1500 to the capital reserve fund and $2820 to the operating fund. Eliminate the glitz and deal with the substance. Also, a hard copy of the entire presentation for each attendee. A slide show is pretty, but a poor way to communicate.

The Ugly: Attendance at the meeting was the least that I have ever seen and some left before the meeting ended.
We need more participation folks.

The Last: A Nominating Committee, which will select Resident candidates for one seat on the Club & Spa Board of Directors, is being finalized. Candidates will be selected and a vote will eventually be held. The appointment will be finalized in April at the annual meeting.

Jim Schutt

Sandra Rose (Rommel) To Sing with David Foster

2011-11-22T18:20:00.001-05:00

Image via Wikipedia
One of Fiddler Creek's very own Sandra Rose Rommel has been invited to perform with David Foster on November 25th for the next installment of David Foster & Friends at the Mandalay Bay Hotel in Las Vegas.

This is a dream come true. Although I do not have a website yet you can view my audition tape at YouTube Sandra Rose Sings Celine

You can also view David Foster's Website Born to sing USA

Happy Thanksgiving and WOW!!!! NEVER GIVE UP!

BLOG UPDATE ON NOV 26TH:
You Tube David Foster and Friends Sandra RoseSings Celine Dion Because You Loved Me

Auto watch service needed

2011-11-19T16:45:00.000-05:00

Image via WikipediaCan anyone recommend a local service that checks your car while away for extended periods of time? Would want it started, driven to move the wheels, check tire pressures, etc.

Fridge

2011-11-19T16:40:00.000-05:00

Image via Wikipedia
Hi

Wondering if anyone can help. Fridge has gone on fritz. Aprox 4 years old and sxs now warm on both sides.

Could anyone have the name of a good and honest appliance guy.

regards
Monty Bissett

Comcast Rates and Services

2011-11-15T12:23:00.000-05:00

Could someone please advise what Comcast services are provided through Fiddlers Creek with our quarterly telecommunication fee.

Is it basic TV service only? Does it include a digital TV box?

What are the rates to add internet? I have received conflicting rates and services from Comcast.

Thanks Tom Greene

Recommendations for a cleaner & a dog walker

2011-11-13T07:26:00.000-05:00

If you need your home cleaned call Billie Bryant at 423-718-2888.She cleans my home and does an excellent job.Her prices are the best and her company also cleans the outside garage cans......Can't beat that.

IF YOU NEED SOMEONE TO WALK YOUR DOG I RECOMMEND RITA AT 304-268-3309 .SHE LIVES IN FIDDLERS CREEK. HER SERVICES AND PRICES ARE THE BEST.

Fiddler's Golf

2011-11-07T19:19:00.000-05:00

What is the status of the annual, seasonal and or use of security deposit for dues at the golf course? Is it still open to the public?

thanks

Steve Shul

Construction quality

2011-11-05T19:38:00.002-04:00

Hi everyone, thank you for your comments about buying in Fiddlers Creek.

I need to know if buying on the 1st floor is a bad selection. Can you hear the people upstairs especially if grand kids run around? What about common walls?

Thank you.

Maria K.

Would it be a mistake to buy in Fiddler's Creek?

2011-10-26T14:56:00.000-04:00

My husband and I will be relocating to Naples in a year's time and we are interested in Fiddler's Creek as it offers many villages.

Also it offers many short sales and that it is a worry for a newcomer as it may imply that the dues would be shared by fewer people. Also there is the bankruptcy situation and who is maintaining the club house and the Tarpon club? What is really the situation? Is it a mistake moving here or should we look elsewhere?

Thank you so much for your help.

Gratefully,

Maria K.

Dog sitter required

2011-10-20T12:04:00.000-04:00

Image via WikipediaAnyone willing to recommend a dog sitter and walker for our Corgi when we are gone for a few days? We live in Mallards Landing...Thanks,

Mike Gunzenhaeuser

Furniture for sale

2011-10-19T18:32:00.001-04:00

Recently purchased a home in Bellagio and am looking to sell some furniture that I do not need. All of these items are new and were brought in to stage the home. They are all high end - no junk. Pictures are attached. Make me an offer. I will be here for the next week or so. If you have an interest call me at 484 354 3837. Meg Evangelist Thanks!

King bedroom suite: high end bedding, armoire, two end tables and bed - $2000
Small round table and two chairs- $150
Sofa - $300
Coffee Table - $150
Entertainment Center large enough for big screen TV - $1500
Glass dining room table and 6 chairs - $1000
Tall Curio cabinet - $400
Marble topped foyer curio table - $300
Office desk, book case and leather chair - $1000
Small computer desk and chair - $200
Settee - $150

Several pieces of art work and decorative items are also available.

IF YOU'D LIKE PHOTOS OF ANY ITEMS PLEASE EMAIL:
evangelist9@msn.com

Adopt A Road Clean Up on Nov. 7th, Monday

2011-10-19T08:29:00.002-04:00

NO PRIOR EXPERIENCE NEEDED, WE MEET IN THE SALES CTR. PARKING LOT AT 8:30 am. WE CAN USE A FEW MORE PICKERS AND DRIVERS. LET'S KEEP OUR CURB APPEAL. CONTACT ME AT: ELYSEEADKINS@AOL.COM

Security Contract

2011-10-11T03:16:00.000-04:00

Whatever happened to this item on the agenda? Was an announcement made regarding who will be the company providing our security?

On the agenda of the CDD meeting scheduled for tomorrow, September 28th at 8am in the Osprey Room will be the Safety & Security Agreement with the Foundation and the CDD.

Rental wanted

2011-10-10T03:50:00.000-04:00

Hello

I currently reside in Fidddlers Creek. I am looking for a single family home with Cabana to lease on an Annual Lease.If you have one available, please call me at 423-883-3138 or email revcbm@aol.com. We are professionals and non-smokers.
Thank you very kindly

Rev Spaulding

New Construction in Vanetta?

2011-10-08T01:59:00.002-04:00

What is the "new construction" in Vanetta referred to in the recent notice on members site about relocation of a bus stop?

Club Announcement concerning building work!

2011-10-04T13:17:00.000-04:00

ANNOUNCEMENT FROM CLUB & SPA

We are currently conducting painting enhancements at The Club & Spa.

Painting has been completed at Caxambas Restaurant

and the hallways located on the second floor of the building.

We are currently working on the Sports Wing and Reception area.

We will keep you informed on further enhancements planned for the Club.

Why do they wait till the start of the season to start building work? They've had the whole summer to get these things done!

Grilling/BBQ rules?

2011-10-03T06:01:00.000-04:00

A homeowner asks:

What are the regulations/laws regarding charcoal or gas grilling at Fiddler/Naples/Collier/FL?

CDD meeting tomorrow - GB want to keep security contract!

2011-09-27T17:10:00.000-04:00

RON ALBEIT WRITES:

On the agenda of the CDD meeting scheduled for tomorrow, September 28th at 8am in the Osprey Room will be the Safety & Security Agreement with the Foundation and the CDD.

The Foundation has been your service provider for Safety and Security for the past 12 years.

It is very important for you to attend this meeting and voice your opinion on this subject.

In the event you are not available to come to this meeting, please share your opinions with the CDD Board Members:

Phil Brougham at the corrected e-mail address
phillip.brougham@fiddlerscreekcdd1.net
or
Jim Robertson at
james.robertson@fiddlerscreekcdd2.net

Kitchen contractors wanted

2011-09-27T06:36:00.000-04:00

Does anyone have suggestions regarding kitchen contractors who can install cabinets and countertops?

MARGUERITE EVANGELIST

Furniture needed

2011-09-20T13:54:00.000-04:00

We purchased in the spring, and currently have an echo chamber awaiting our arrival. I'm looking for some furniture to fill two bedrooms, along with living, family, dining rooms. We will be down in the middle of October, so if you or someone you know might have anything that might be of interest in that time frame please let me know. It doesn't need to be top of the line, but no garage sale stuff either.

Thanks,

Bill

630-386-3889

Property wanted

2011-09-17T04:39:00.001-04:00

Hi,

May somebody here Help me,We rent in Fiddler Creek and we like the Place to live,,we are a family with 3 kids, we like start looking a property here to buy(3 bed,2 bad is ok),but for sale by owner going to be better for me,if you are a owner and you have a property for sale in FC let me know,,,Contact me at: revga@hotmail.com

Thank you

Uncle Sam’s Barbershop has Moved

2011-09-14T12:30:00.000-04:00

I have been getting haircuts from Jesse and Terri at Uncle Sam’s Barbershop (on Rt. 951) since I moved to Fiddlers Creek in 2006.    I stopped by yesterday, and found the shop to be vacant.

The bald guy at the tire store next door offered to cut my hair, but still gave me the new location when I declined.   Jesse and Terri have moved to an existing “hair salon” on the right side of Publix at Freedom Square.

The very reasonable $13.00 haircut price (not including tip) is still in effect.

Unfortunately, the new shop does not have the unique style of the old place.
If you want, you can reach Jesse at UncleSamsBarber@aol.com or call the shop at 239-530-2220.

Foundation Board Meeting

2011-09-08T06:40:00.000-04:00

Is the below notice to discuss the Club & Spa mortgage?

Whatever happened to the Reorg? Why no notice it is now effective?

Fiddler's Creek Foundation
Notice of Meeting of Board of Directors
Date: Tuesday, September 20, 2011
Time: 10am
Location: The Club & Spa at Fiddler's Creek
Card Rooms (2nd Floor)

Peruvian Rustler

Discussion about renters and rules?

2011-09-03T03:59:00.003-04:00

Merv asks: "what happened to the discussion about renters and rules?"

Blog replies: the item was removed at the request of the author.

Bankruptcy-Ooops!

2011-08-28T08:25:00.002-04:00

Fiddler's Creek LLC (Debtors) filed the confirmation order with the Judge last week, however the Indenture Trustee (Bondholders) also filed a competing confirmation order. The CDDs both filed in opposition to the Indenture Trustee's version as did the Debtors. The result of all that is a hearing to be held in Tampa at 8:15am tomorrow so that both sides can have their debate in front of Judge May. This thing just won't end. Like I said earlier, wait and see, because there might be yet another chapter in this saga

Phil Brougham

Friends of Hubba (if any)

2011-08-25T13:40:00.000-04:00

Golf Buddies,

I’m trying to connect with any of you who might have connections in the restaurant/bar business in NYC/Brooklyn in efforts to get my daughter, Zoe, a waitressing/bartending job to supplement a fledgling acting career. Sound familiar?
I remember playing with one of you lads who told me - when I wasn’t talking - that you had some interests in some NYC watering holes or restaurants.
Any help or advice would be greatly appreciated. NB: Zoe is much better looking and better with people than I am, if you can believe that.
Tnx.
All the best, Hubba

Club & Spa - time for change?

2011-08-24T04:17:00.000-04:00

As with all communities like Fiddler’s, the developer’s intention was to hand over control of the Club & Spa and all its facilities (CS) to the homeowners once the developer had finished selling new homes.

Usually this happens after a few years. The difference with Fiddler’s is, it’s a 20-year+ project! That’s a long time for a developer to retain control and may be unprecedented.

Prior to the developer’s bankruptcy, some homeowners, who took it upon themselves to become acquainted with some of the details of the financial management of CS, became concerned. A particular cause of tension was the discovery of an insider management agreement crafted and signed-off between Aubrey/DiNardo. It enabled the developer to be able to suck profits out of what was supposed to be a nonprofit operation effectively owned by all the homeowners.

A group of homeowners took legal advice and were poised to challenge the legality of the insider agreement. Then the bankruptcy hit which changed the landscape markedly. It caused a slight power shift in favor of homeowners, enough to pave the way for a re-negotiation of the management agreement.

But there are other aspects of the CS’s financial management that have caused concern too. The developer has a lot of scope to deploy creative accounting techniques. For example, the payroll is something of a mystery. We don’t know who gets paid what. Apparently there is some intermediate entity that leases employees to the CS. Employees work via this entity for both CS and Aubrey in various capacities. There is little (if any) transparency regarding how charges are apportioned between the beneficiaries.

Homeowners have no means of effectively scrutinising the CS finances and we have no say in them. Effective control of CS remains wholly in the developer’s hands for all practical purposes.

The developer was, of course, required some years ago to hand over control of CDD1 to a Board of people elected by homeowners. That has been a very positive development. Isn’t it time for the homeowners to have control of CS, or at least an equal say? We pay for everything after all.

Following the bankruptcy the developer announced that it was not going to build any more homes. Instead it will revert to being solely a land dealer, selling lots to other builders. Is this not a good time for a change in the control of CS so that it becomes more akin to the CDD1 management format?

I welcome feedback from other homeowners, also what changes would you like to see in the CS operations?

A HOMEOWNER ADVOCATE (AHA!)

Looking to sell nice like new furniture

2011-08-21T11:56:00.001-04:00

We are in the process of buying a single family home in Fidder's Creek and we are now renting a condo in Serena and we need to downsize. We have for sale a very nice Dining Room outfit complete with hutch and sideboard. With extensions in the dining room table it seats 10 people, great for entertaining. It was purchased in 2003 and the asking price is $2500 which includes the table, chairs, custom made tablepad, table extensions, hutch, and sidboard. Great Deal!

Also we have a 6 piece pine bedroom suite. Includes a queen size bed with head and foot boards, 2 night tables, an entertainment center that fits a 42 inch tv, a 5 drawer dresser and a 6 drawer dresser with a trifold mirror. The asking price is $1500.

Please come by and check it out.

Call 239-963-6530

Kathy Bayles

Club & Spa Debt

2011-08-21T03:33:00.002-04:00

The notes to the Foundation financial statements indicate the Foundation debt to Iberia is due in September 2011. Anyone know if the developer has made any progress in having this debt refinanced?

Peruvian Rustler

Ride sharing between Fiddlers Creek and RSW (Fort Myers) Airport

2011-08-20T03:42:00.000-04:00

I go to RSW airport in Fort Myers several times a month. If I am traveling then I will leave my car at long term parking. At other times I take the trip to pick up or drop off a friend or family member.

I would not mind bringing along someone else who is heading out on a trip. I would also gladly drive home another resident of Fiddlers Creek who happens to have just arrived on a flight. On occasion, it would also be nice to get a ride back from the airport.

Does anyone have any idea as to how to set up some sort of online Bulletin Board for ride sharing between Fiddlers Creek and RSW? I know that you can book a limo, but that can be pricey and perhaps not necessary. Fiddlers Creek is generally a friendly and cooperative community. Lots of residents would not participate for any number of reasons, but I expect there are many residents who would.

Any thoughts?

Any sign of new construction?

2011-08-19T02:59:00.000-04:00

Anon asks:

Is there any sign of any new construction activity?

Looking for a great finish carpenter

2011-08-12T10:46:00.000-04:00

We are interested in having some custom built-ins made for our home in Fiddler’s Creek. Can anyone recommend a finish carpenter?

Brett Bean

Fiddler's seeks new tennis pro

2011-08-10T05:24:00.001-04:00

Bryan Twente is advertising for a new assistant tennis professional.

Susan Evans will not be returning.

Thank you Susan for your contribution
to the tennis program. We wish you the best for the future.

Fiddler's Bankruptcy court ruling hurts bondholders - read article

2011-08-05T11:25:00.001-04:00

Miami, FL (PRWEB NEWSWIRE) August 04, 2011

Income Securities Advisor reports last Friday, the Federal Bankruptcy Court for the Middle District of Florida (Tampa Division) approved a debtor’s plan of reorganization in the case of Fiddler’s Creek LLC, developer of a 6000 unit Florida Community Development District near Naples Florida. The plan was confirmed over the objections of bondholders who could not vote on the plan since the court said they had no standing in the case despite being the largest creditors. The Case No. is 8:10-bk-03846-KRM.

In the opinion of Richard Lehmann, publisher of the Distressed Debt Securities newsletter,the ruling could send shockwaves through the municipal bond market nationwide because it was rendered in a federal court thus affecting all the states with developers facing similar situations. Fiddlers Creek LLC and its 27 affiliates confirmed the plan of reorganization after nearly 1 ½ years under the protection of the bankruptcy court. The largest named creditor in the cases were Fiddlers Creek CDD1 and Fiddlers Creek CDD2, which owed over $100 million of bond principal and over a year in assessment payments.

READ ARTICLE HERE

Ron's GOOD NEWS email as posted by Tim

2011-07-30T13:35:00.001-04:00

Dear Fiddler's Creek Homeowners,

I have great news to share with everyone!

The United States Bankruptcy Court for the Middle District of Florida in Tampa, Florida today confirmed the plans of reorganization for Fiddler's Creek, LLC and its subsidiaries. Based on this ruling, Fiddler's Creek, LLC and its subsidiaries expect to emerge from chapter 11 in the near future, shedding nearly $90 million in debt and obtaining a $45 million working capital exit loan from an affiliate of Mount Kellett Capital Management LP, a large New York based private equity fund, to support operations going forward. The pending foreclosure lawsuits filed by Regions Bank and Fifth Third Bank prior to the bankruptcy, together with the related counterclaims by Fiddler's Creek, LLC, will be dismissed and released as part of the agreed resolution between those parties.

"We were fortunate in the dark days of 2009 and 2010 to have an owner with the necessary faith and capital to double down on Fiddler's Creek and inject new loans into the project and, in effect, become the project's lender when there was no liquidity in the financial markets," said Anthony DiNardo, Chief Financial Officer of Fiddler's Creek, LLC.

"We are similarly fortunate today to find a lender like Mount Kellett with the scale and expertise to provide the working capital to allow us to proceed and realize on the vision that is Fiddler's Creek."

Fiddler's Creek - which has 1650 completed residences and 4350 left to build in its 4000-acre Naples, Fla., community - is reverting to traditional land development, selling finished home sites to builders. The sellout of the balance of Fiddler's Creek is estimated to produce approximately $2.7 billion in revenue over the sellout of the development.

"Fiddler's Creek remains extremely attractive for builders seeking shovel ready home sites in Naples where there is currently a shortage," said DiNardo. "Our world class amenities include an Arthur Hills championship golf course consistently ranked in the Top 100 Residential golf courses by Golf Week magazine, marinas with dry boat storage and wet slips, and a beach pavilion and accompanying facilities."

Under the confirmed plans of reorganization, the approximate $60 million in mortgage debt held by Regions Bank and Fifth Third Bank will be deemed fully satisfied by the return of certain finished units and land pads to the banks. In exchange, the banks will release their liens, or in some cases, reduce the level of mortgage debt remaining, on more than 550 finished home sites.

"Our ability to so successfully restructure in an environment in which many developers simply cease to exist is directly attributable to our shareholder first not personally guaranteeing a bank loan and second, doubling down in the face of national economic despair," says DiNardo.

The approximate aggregate $33 million balance of outstanding loans to Iberia Bank, Textron and MUNB Holdings, LLC will be restructured and reinstated. An $11 million loan to Fiddlers Creek from Florida Financial Investments, LLC, an affiliated entity owned by the principal shareholder, will also be restructured and folded into the $45 million Mount Kellett exit facility. A $25 million Debtor-in-Possession loan made by Gulf Bay Capital, Inc., another affiliated entity, will be paid in full and Gulf Bay Capital, Inc. will release its senior lien on all existing collateral. Additionally, GB 31, Ltd., an affiliate of the principal shareholder of Fiddler's Creek, LLC, is selling certain land under the plans to the reorganized Fiddler's Creek for a combination of cash and an capital contribution. The special assessments owed to the two existing community development district will be restructured and paid in full in accordance with the terms of the plans.

Thank you for your continued support. We look forward to a great season!

Regards,
Ron Albeit
General Manager

Bankruptcy judge approves Fiddler's Creek reorganization plan

2011-07-30T13:12:00.000-04:00

FROM THE MARCO EAGLE:

A bankruptcy judge has approved a reorganization plan for the developer of Fiddler’s Creek.

At a court hearing in Tampa on Friday, Judge K. Rodney May confirmed the plan, which has been more than a year in the making.

“I think it’s for the best, at least as far as the residents of Fiddler’s Creek are concerned. There are obviously some parties that won’t agree with that for various reasons,” said Phil Brougham, a retiree who has lived in Fiddler’s Creek since 1999.

More than 17 months ago, the developer, Fiddler’s Creek LLC, filed for Chapter 11 bankruptcy protection under a mound of debt. At the time, it had $165 million in mortgage debt, in addition to owing millions to bondholders who put their money in so-called “dirt bonds,” which helped finance roads, utilities and other start-up needs as the project came out of the ground.

Brougham, president of one of two community development districts in Fiddler’s Creek, which are responsible for collecting assessments to pay back the dirt-bond investors, listened to the court hearing by phone. He said the judge “overruled most of all the objections that had been filed against the plan.”

“The people here, for the most part, thoroughly enjoy living here,” he said. “This is like a cloud that has been hanging over this development for 18 months. It’s always good to see that the cloud may be lifted.”

He said the judge spent nearly an hour summarizing all of the key testimony, as well as the objections to the plan.

Under the reorganization plan, a new company will be formed to continue as the master developer of Fiddler’s Creek, an expansive luxury golf course community near Marco Island. Aubrey Ferrao — the founding developer of Fiddler’s Creek — will be the principal shareholder in the new company.

Ferrao could not be reached for comment. Neither could his Miami-based attorney, Paul Battista.

Fiddler’s Creek, off Collier Boulevard, is planned for 6,000 homes in about 100 neighborhoods. Fewer than 2,000 homes have been built.

With the reorganization plan, $90 million in mortgage debt will be wiped out and the developer, going by a new name, will get $45 million in new working capital to continue the project.

The developer proposes to pay off the remaining creditors over time as the real estate market strengthens and the demand for new homes and lots improves in Collier County.

Going forward, the developer’s focus would be more on selling lots to other builders, rather than building and selling homes itself. The plan includes selling 91 lots to builder DR Horton for more than $100,000 a piece.

“Uncertainty is a bad thing for anyone. Hopefully we can go forward from here,” Brougham said.

Larry Hepler, a member of the steering committee that represented Fiddler’s Creek golfers in the bankruptcy case, said his group supported the reorganization plan. With it, he hopes for “a very bright future going forward.”

He said it’s favorable to the community’s active golfers, protecting the rights of those who may eventually want to resign their membership and get out of the club.

There could still be an appeal of the judge’s decision.

“Some might think it’s all over,” Brougham said. “But let’s wait and be sure.”

The bondholders, who are owed more than $100 million, didn’t support the plan. They say it sets a bad precedent, putting them last in line to get their money when they have the most to lose.

Bondholders did not have a vote on the plan because they are creditors of the community development districts, not the developer. Both districts, which had a vote, supported the plan.

Andrew Sanford, a portfolio manager for ITG Holdings LLC in Naples, one of the buyers of the bonds, said as a single group the bondholders had the most money at risk, yet “somebody else was able to vote on our economic interest.”

“As far as an appeal or anything like that, I can not comment on any sort of legal strategy the indentured trustee might be taking,” he said. “That’s who is in charge of protecting the bonds, on behalf of the bondholders.”

ITG bought more than $23 million in bonds in a distressed sale after they went into default, but later sold more than $8 million of them to fellow holders, who wanted more control.

Under the reorganization plan, the developer, which still owns much of the land in Fiddler’s Creek, will not have to start paying assessments to the community development districts for the bonds until April 2012 or later, Sanford explained.

The assessments, which were to be collected twice a year, are how the bondholders get repaid, he said. The reorganization plan sets a new precedent in bankruptcy court, Sanford said.

“This court changed the security for the payment of our bonds,” he said. “There is no way around it.”

Connect with Laura Layden at www.naplesnews.com/staff/laura_layden.

Fiddler's Creek LLC Plans of Reorganization Confirmed

2011-07-29T12:49:00.002-04:00

Judge May in the Tampa Federal Bankruptcy Court, confirmed the proposed Plans of Reorganization proposed by Fiddler's Creek LLC. The Judge spent nearly an hour summarizing all of the key testimony as well as objections made during the conduct of the trial, including those of the Indenture Trustee representing the CDD bondholders. The Judge found the plans to be feasible and that no major creditor had objected to the plans, including very sophisticated financial institutions. The process of funding and implementing the plans will now commence.

Phil Brougham

Bankruptcy-New Date for Judge's Decision

2011-07-26T19:13:00.001-04:00

Judge May, in charge of the Fiddler's Creek Bankruptcy has changed the date that he will rule on the proposed plans of reorganization. Instead of Thursday, the 28th, he will now rule on Friday, the 29th at 11am.

Phil Brougham

Latest Judge May ruling...Who are the BROWNE'S??

2011-07-19T03:46:00.000-04:00

Question: the Settlement letter of July 14th between the Debtors and Jay and Myra Browne was approved for compliance . What the heck is that all about? And what was the settlement entitlement results on the community? Strange letter from the Bankrupcy court by the Judge..Rod May. Anyone know?

Bankruptcy Update

2011-07-15T06:25:00.002-04:00

At the Bankruptcy hearing in Tampa yesterday, the Indenture Trustee rested their case in opposition to the plans of reorganization of Fiddler's Creek LLc. Written closing arguments will be submitted to the Judge and he will make his ruling (confirmation or no confirmation) on July 28th.

Phil Brougham

Question for the Blog

2011-07-12T16:40:00.000-04:00

I am looking to purchase a furnished home in FC. Is there any avenue to sell unwanted items to make room for what I will be bringing from up north? The furnishing are very high end. Thanks.

MARGUERITE EVANGELIST

Final Court Date-Bankruptcy

2011-07-02T06:24:00.003-04:00

After a day and a half more testimony of Indenture Trustee witnesses on June 30th and July 1st, the Judge stated that the next day in Court, July 14th, would be the last day. He stated that he believes he has a clear record and it has been a long process. He suggested to both Mr. Battista and Mr. Hutton that it would be best if they prepared written arguments and submitted them at that time for his consideration and ruling.

The beat goes on.

Phil Brougham

Welcome Back Party?

2011-06-23T04:53:00.000-04:00

What is the date for the 2011 welcome back party?

Gerry Frank

Bankruptcy Update-Next Court Dates

2011-06-20T17:26:00.002-04:00

The bankruptcy proceedings continued throughout the day today in Tampa with Mr. John Kessler, expert witness for Indenture Trustee, giving testimony and being cross examined by Paul Battista for Fiddler's Creek. Kessler's expertise was as a professional in underwriting and marketing CDD bonds and works for FMS Bonds in Miami.

The testimony went back and forth all day long with his opinion being the "restructured" bonds under the Plans of Reorganization not being feasible and not consistent with today's market. Obviously, Battista challenged him on his opinions and you never do know until the end what the judge believes.

In any case, the next date in court is 3pm on June 30th and will also continue to July 1st at 9am.

The beat goes on.

Phil Brougham

Painter needed

2011-06-19T03:22:00.000-04:00

Can anyone recommend a painter? I used a fellow named York a few years back and was very pleased. However, I can't find him. Does anyone have info on him?

Thanks for your help!

Sent from my iPad

Bankruptcy Hearings

2011-06-14T16:54:00.001-04:00

The next Court date is June 20th. It was also announced that the next "continued" Court date would be June 30th so it is apparent they do not plan on completing on the 20th. The beat goes on..

Phil Brougham

Dentist needed ASAP

2011-06-10T04:21:00.000-04:00

I am heading down to my place in Fiddler’s tomorrow and I just chipped my front tooth. Can anyone recommend a dentist in the area? One that could possibly get me in right away. Thank you for your help.

Gerry Frank
Laguna

Local movers?

2011-06-08T15:53:00.000-04:00

Anybody know a good local mover? – swapping furniture between my Deer Crossing condo and recent purchase in Mallards Landing

Current Status of Bankruptcy

2011-06-05T14:03:00.002-04:00

After four days in Court (May26/27 and June 2/3)the Debtors finally rested their case after calling all their witnesses. There was lengthy cross examination by the Indenture Trustee (Bondholders) of Tony DiNardo, Hank Fishkind and Aubrey. The next Court date is scheduled for June 20th due to the Judge's vacation. At that point, the Indenture Trustee will begin to put its witnesses on the stand. Looks like the process will go on for a while however there is no date set after June 20th. Lots of "dots" were put on the board by Indenture Trustee but not many connected. Perhaps this comes when they put their case before the Court.

Phil Brougham

The Vote on the Reorg Plan

2011-05-26T15:03:00.000-04:00

I took a couple of minutes to run through the ballots cast on the GB proposed reorganization plan. I noted that there was not one negative vote. The CDD's voted in favor as did the secured lenders. So that ship has sailed. Let's get on with our lives and try to work within the new structure to make Fiddler's more desirable.

Roger Berkley

Question relating to buying in CDD 2

2011-05-15T06:42:00.000-04:00

I'm presently looking to purchase a property in CDD 2 and would appreciate any insight into what would be the worst case scenario with respect to special assessment costs (CDD or any other) if the developer survives chapter 11 and or the reorg plan is not accepted and 7 is GB's ultimate demise.

Maralee Malaney lost battle with cancer

2011-05-11T09:14:00.000-04:00

Dear Golf Members,

Many of you knew Maralee Malaney, who lost her courageous battle against breast cancer today. I wanted to pass along this to all of the golf members who knew Maralee. Maralee worked for me for 4 seasons during my time at Fiddler's and was loved by so many people. God truly blessed us with her smile, love, friendship and contagious attitude will never be forgotten; her time on earth was much too short!

There will be a gathering of friends for Maralee at Gail & Regie Garratt's home within Colliers Reserve. Their address is 849 Barcarmil Way, the time is not determined as of yet, I will re-post the exact time when it is announced. It should be somewhere between 5:00-8:00pm. Maralee's family be at the gathering.

There will also be a "Celebration of Life" for Maralee on May 17th at Medinah CC in Chicago if you are in the area at that time. More details to follow on that also which I will supply. Please keep Maralee's family in your prayers, this is an incredibly sad day that we lose such a wonderful person who has impacted so many people's lives during her life and golf career.

Please check the blog the tomorrow and/or Thursday for exact details on the "gathering of friend" for Maralee! I hope to see many of you on Thursday night as we pay our respect to a person who no doubt has graced her heavenly home with her fantastic smile and energy!

Sincerely,

Jeff Raimer
239-465-9441

Indenture Trustee Sues CDD 2 in Bankruptcy Court

2011-05-10T05:19:00.000-04:00

US Bank, as Indenture Trustee, represented by John Hutton, has filed an action against CDD2 seeking to temporarily and permanently restrain CDD 2 from voting for the plans. The Indenture Trustee basically claims the CDDs are obligated to follow the directions of the bondholders and CDD 2 plans to ignore those obligations.

Who do you think is going to pay for CDD 2 to defend this action? Certainly not the debtor.

Some of the more interesting parts of the complaint are as follows:

Because of its inherent conflicts of interests, the board of supervisors is incapableof fairly, reasonably or ethically making the business decisions that currently face FIDDLER #2. Indeed, the conflicts of interest cannot be remedied or cured, and Florida law requires the affected members of the board of supervisors to (a) at least recuse themselves from the pending decision-making process; or (b) completely resign their positions from the board. The conflicted board members appear to be unwilling to recuse themselves or to resign their positions.

The board of supervisors is keenly aware of its conflicts of interest, but the board is disregarding those conflicts. Instead, upon information and belief, the board is (a) manufacturing pretextual grounds and processes that will “justify” its ultimate decisions TO BENEFIT RELATIVES, EMPLOYERS AND OTHER PRIVIES OF CERTAIN BOARD MEMBERS (all at the expense of Plaintiff and the Bondholders, in violation of the Indentures and Florida law); and (b) coordinating its strategy privately and without public disclosure, all in violation of Florida’s Sunshine Laws.

The board of supervisors has taken the position that it has no fiduciary obligation to the Bondholders, and does not need to follow the directions of the Bondholders in connection with enforcing the financial obligations due to the Bondholders.

A real big mess if you ask me.

Say It Isn't So

2011-05-06T11:26:00.001-04:00

I have been advised that at the Tuesday Village Council Meeting Ron Albeit told the attendees that a bus will be chartered to carry a group of GB acolytes to the hearing May 26th to demonstrate to Judge May that the residents want the reorganization plan approved. When advised that the courtroom was very small Ron stated that they would stand in the hallway.

Several thoughts come to mind.

It is about a three hour road trip to Tampa which can be spent practicing cheers.

I have taken liberty to compose a few ditties that participants may use. Do not worry about attribution.

Lead us Ron unto the fray
Make life good for boss Aubrey

Judge May, you’re the man
Please approve our reorg plan

Bond holders money is on delay
Aubrey gets his for Runaway Bay

Tony, Tony he’s our man
He wrote up our reorg plan

Chapter 11 is not a sin
If I get mine it’s win, win, win

You may want to take along megaphones if standing in the hallway becomes a reality. Dress optional, pom- poms, tight sweaters, tight trousers, short skirts acceptable.

On a more sober note, regardless of how this all plays out, I will be seriously depressed if the judicial process is corrupted by a vocal minority of residents misrepresenting themselves as the voice of the community.

We have approximately 3000 (est.) residents living in Fiddlers. A busload of people, possibly hand selected by FC management, does not represent this community any more so than did the Ad Hoc Homeowners Committee.

Lastly, if the Foundation pays for the bus and meal expenses, I will resent having my dues used for that purpose. If the Debtor pays the expenses, I will expect to see court approval.

Jim Schutt

Bondholders Make Motion To Determine Debtors Have Improperly Solicited Homeowners

2011-05-03T07:44:00.000-04:00

Counsel for the bondholders (John Hutton) have made a motion for the court to determine that the debtors have improperly solicited the homers of Fiddler’s Creek. I guess it is the Mad Hatter that is ill informed. It seems as if the bondholder’s counsel reads the blog.

Counsel complains of two improper solicitations: First, the e-mail from the C&S manager before the CDD meeting with the purported summary of the second amended and restated plan of reorganization. Second, the email referred to on this blog.

Hard to believe the debtor and its counsel could be so sloppy.

The bondholders claim the first solicitation was misleading regarding the treatment of the bond debt special assessment. Counsel also complains it omits material facts. It also mischaracterizes the options available to homeowners and is scaremongering. Have the debtors ever been accused of being misleading before?

Bondholders claim the second email subverts the disclosure process because it suggests that homeowners merely consider what the debtors deem important.

While homeowners do not have a vote, the bondholders claim the debtors are trying to use the homeowners to influence the CDDs.

As relief the bondholders suggest that debtors be required to send a curing communication to homeowners and extend related deadlines to give the homeowners time to consider it.

Club and Spa E-mail regarding Bankruptcy

2011-04-27T11:48:00.000-04:00

The C&S recently sent an e-mail which stated “On behalf of Debtors, we urge each of the homeowners to support their efforts to achieve confirmation of the Plans.”

Section 1125 of the Bankruptcy Code provides “An acceptance or rejection of a plan may not be solicited after the commencement of the case under this title from a holder of a claim or interest with respect to such claim or interest, unless, at the time of or before such solicitation, there is transmitted to such holder the plan or a summary of the plan, and a written disclosure statement approved, after notice and a hearing, by the court as containing adequate information.”

Don’t the homeowners have an “interest”? What other activities might the C&S be undertaking that might not be permitted?

Is Comcast throttling Netflix streaming?

2011-04-23T22:13:00.000-04:00

PROBLEMS WITH NETFLIX?A number of people are reporting that Netflix streaming is faltering. Streaming fails or repeatedly rebuffers.

It looks likely that Comcast (or whatever they're calling themselves these days) is deliberately compromising streaming to encourage homeowners to use their service as opposed to Netflix's.

Are you experiencing problems?

LET'S MOVE ON!

2011-04-23T17:11:00.000-04:00

It is time for all this negative rhetoric to stop and for us all to work together to get Fiddler's Creek back into the Southwest Florida Real Estate Market!

Yes, GB may have been arrogant in the past, when the Real Estate Market was riding high for them, and yes, some of the documents that relate to our Club and Spa, Tarpon Club and Golf Club may be onerous, but GB did plan, design and implement a wonderful community. We, as owners made a great choice picking Fiddler's Creek as our Florida home and we can all now continue to enjoy this great lifestyle while helping to increase the values of our homes.

The past is the past. With a new equity partner that have deep pockets and some of the top National Homebuilders, we will all benefit.

We cannot afford to wait out another season for another equity partner, a new master developer and a new plan approved. The package that has been presented and that will most likely be approved in May by the court, with all our support, can be successful.

GB has financially suffered immensely. I strongly believe that they will be a lot more flexible to our desires over the next few years. If they don't, their Equity partner and the National developers, will hold there feet to the fire. A community of this size ,with over 1,700 current owners, will depend on a very high percentage of referral sales from us. If we are not happy, that won't occur. They all need our support.

The Bondholders are getting a great return on their investment ( second position to tax's therefore equity and return is protected, approx. 6.5% tax free return and some bondholders paid only thirty-five cents on the dollar). They don't want out, what they are trying to do is pressure GB to give them a better deal. Can't blame them, but it's not to our benefit for them to get a better deal.

While it might of been nice to get the Club and Spa management fee reduced slightly, the other concessions that the committee's got from GB are very beneficial.

A few on this blog are concerned as to the capacity of our current Club and Spa. Yes, over the Christmas Holliday the usage is substantial, but we would not like the costs associated with facilities that at peak were not substantially used. There are plans to expand the Club and Spa as future homes are sold that include another pool, another restaurant, larger fitness facilities, expansion of the current restaurant, expansion of the boardwalk, additional parking,etc. In addition in the proposed plan the proposed tennis facility will be built, as will a golf clubhouse, another golf course and the Tarpon Club Yacht Club building and docks. All these facilities will help take the load off the current Club and Spa. In addition the majority of the housing to be built by the Nationals in the next few years will be singles with optional pools. In addition any new multi. neighborhoods will have neighborhood pools.

While some feel that in their lifetime they will not see these additional facilities, the National builders that will be coming in to build and sell, will make sure that the overall package occurs in a timely fashion, as in order to meet their required sales pace they have to sell the entire package and make sure that the buyers and us, part of there marketing team, are happy!

I also would not be surprised to see another Club and Spa built when portions of the land to the south way in the back are developed. That may be for the last phases of this community and after the current Club and Spa is fully funded.

As to the $ 15,000. capital contribution that all new owners must pay, but is refundable when you sell, it would be beneficial for sales to have that reduced, but I do not believe it would happen as it is what pays down the debt. In the new marketing programs it is possible that it will be folded into the purchase price. If not, because it is refundable upon resale and new buyer pays in at the going rate, it is a little more palatable. Most communities have capital fees like this. My brother lives in a community in Delray and it cost him just in dues without golf $ 30,000./yr. His completed community only has 1000 homes.

Someone on the blog mentioned that they felt our community is going to be too big. The benefit of a large community like Fiddler's Creek is that we will have a larger selection of Amenities, more fantastic functions and a lot more owners to spread the fees, therefore in the long run, lower fees than the much smaller communities of this type. We also do not have minimums that we must spend at the restaurants like many other communities have.

The concern mentioned on this blog relating to the Club and Spa mortgage has been covered quite well by Jim Schutt in a recent posting. Jim said "I agree with you absolutely no case for an assessment against residents to pay the interest or principal on the mortgage" . It's time to put this behind us. It is what it is!

Some have a concern that the projected sales rates and membership rates in the proposed plan will not be met in the time frame provided. They are optimistic numbers, but with a few National developers, a huge marketing budget that will be utilized by them and our support, it can occur. The National builders have to have a substantial sales rate to make there numbers work. It all goes back to what they pay for the developed lot. They will build the right product and sell for the right price to meet there sales rate. The more we help promote our community, the higher their sales prices will be and the greater we will benefit.

As for Golf and Tarpon Club memberships, I am sure that they will take advantage of a very strong marketing plan, offering invitational memberships, converting them at the appropriate time and offering flexibility of membership fee payments ,as all clubs are now doing. The current Golf course is one of the best in the country and I am sure the new Golf Clubhouse and 2nd course will compliment it. The Tarpon Club Yacht Club building and new wet slips will also be a great marketing asset. Once these additional facilities, along with the Tennis facility breaks ground, their will be a additional boost in sales and memberships.

So what if in 2016 they do not meet the Performa? Well, hopefully the Real Estate market will be better, their will be an additional 50M of equity put into the development and there could be another restructure to adjust the community to the market. Unless we have a major setback in the economy we will still be better off.

For those few that still want to post negative comments on this Blog, please think what effect this has on your own home value. If you feel this is not the place for you and you hope to move in the near future, success in the proposed plan will benefit you.

Please don't attack me on this blog. I am not a kiss up to GB, as many anonymous posters call anyone who makes positive comments on this blog. Being in the Real Estate Business for over 35 years with substantial business relationships with the National Real Estate developers in this country, I have hands on knowledge.

If you really care about this community call me or e-mail me and let's have a private discussion. I strongly believe that after we talk you will have a better understanding of why we should now move on and stop this negative rhetoric.

If you are considering purchasing a home in Fiddler's Creek, and have been following this Blog, feel free to contact me. I am a long time resident of Fiddler's Creek and strongly believe this is the best Resort Style Community in the country.

Peter Blicher
pblicher@aol.com
1-609-339-5439

Say What!!!!!

2011-04-19T19:10:00.002-04:00

At the Annual Love–A-Thon, sometimes referred to as the Annual Meeting of the Fiddler’s Creek Foundation, Inc., we were treated as usual with “wasn’t that a great party”, “what a great year”, “thanks for all your support”, “have a great summer”, “we will look forward to seeing you next season”.

While I may seem to kid about them, I will stipulate that Ron, Eric, Aga, Bryan, and Mike each do their jobs well to our benefit. I must admit that I am not certain what format I would prefer for the meeting, possibly more clinical and less unctuous. This year for the first time the Audited Financials were available. I know that I would like to have a thorough explanation of them at the meeting. Definitely, I could certainly do without Elliot Miller telling me again how professional the staff is and the effort it takes to assure that we have the correct number of towels.

Having said all that, Mark Woodward did address something that piqued my interest.

Mr. Woodward was asked to speak to the issue of mortgage on the Club and Spa.

As background, from the “Amended and Restated Declaration of General Covenants”, 2.3.1, “The Declarant may construct, furnish and equip at its sole cost and expense certain recreational amenities (the “Recreational Property”) which may include but not limited to:……….may be collectively referred to as “The Club and Spa at Fiddler’s Creek”.

Focus on the “at its sole cost and expense”.

From the “Promissory Note”, dated August 3, 2006, Fiddler’s Creek Foundation, Inc. and Orion Bank. “3. Monthly payments of and Interest and Principal. …………….Borrower shall have no personal liability for payment of accrued interest; all personal liability for payment of accrued interest shall be the joint and several obligation of Guarantors 951 Land Holdings, Ltd. A Florida Limited Partnership and Fiddler’s Creek, LLC., a Delaware Limited Liability Company.”

When the Club and Spa was initially transferred from the “Declarant” to the Foundation, it was done with an interest free loan. The principal being paid from the capital acquisition assessment attached to each home sale. In 2006, the Foundation signed the note with Orion Bank, for God only knows what reason. You may recall that when I asked that question at a past Foundation meeting, Mr. Woodward’s reply was, “there was nothing that prevented us from doing it, so we did it.” Very explanatory.

From the “Articles of Incorporation of Fiddler’s Creek Foundation, Inc”, “Article VII, Liability for Debts, Neither the members nor the officers or directors of the Corporation shall be liable for the debts of the Corporation.”

Back to Mr. Woodward.

Mr. Woodward went on to explain that currently we were operating under a Forbearance Agreement with Iberia Bank that suspended the original payment schedule. That agreement expires in September at which time all unpaid principal and interest will be due. Discussions have been had with Wells Fargo about future financing arrangements, but nothing has been finalized, nor will be until the bankruptcy issue is behind us. Other banks may also be approached.

Interest on the Club and Spa mortgage is current to date, payments having been approved by the court through June of 2011.

Mr. Woodward then explained a “worst case scenario” of the Developer being forced into Chapter 7 and the Banks, FifthThird and Regions, foreclosing on the units and lots they held, the $15,000 capital acquisition assessment would be triggered on approximately 600 “parcels” which would generate $9,000,000 to be applied against the current mortgage. I have some problem swallowing that scenario. Banks haven’t shown much enthusiasm for rapid foreclosures that cause negative impact on their balance sheets.

Now the interesting part, Mr. Woodward went on to explain that if the Developer did not pay the interest it would amount to $370 per residence per year.

Mr. Woodward made a definite point of stating that he was not saying that there would be an assessment.

Note 14 of the 2010 Audited Financials states…..” if the developer is unable to fund its required subsidy or interest, it is possible that a special assessment of the unit owners will be necessary to fund any shortfall. The likelihood and amount of this assessment, if any, cannot be determined.”

It boggles my mind that they could even think about assessing the residents to pay for the Developers obligations.

Reviewing all the background, I see absolutely no case for an assessment against the residents to pay either the interest or principal on the mortgage. Any such assessment would essentially be making us liable for “the interest” and the “debts of the Corporation.”

Say What!!!!!!!!!

Jim Schutt

CDD Meeting

2011-04-19T08:17:00.000-04:00

The meeting began with the debtors attorney, Mr. Battista, outlining accomplishments. Debtor has a deal with every major creditor other than the CDDs. The surprise here was Colonnade – they are now out of the mix since Mt. Kellet and Goldfinger are buying their debt.

Then the unequivocal, no holds barred threat from Mr. Battista – if the plan is not confirmed, no benefits for anyone. He said the Club & Spa mortgage may even be foreclosed upon. A clear intimidation tactic. He said even if you think the debtors’ projections are unrealistic, the plan provides for immediate benefits by payments to the CDDs. So what the heck, another bankruptcy in a year is no biggie because the CDDs get some cash now.

The bondholders have reached agreement that they have some sort of limited standing to object to plan confirmation. To them, the projections are unrealistic. When one bondholder representative said the projections included 600 Tarpon Club memberships in the next five years (which they do), the crowd laughed out loud.

The bondholders want the CDDs to vote against the plan so the judge will take a closer look at feasibility of the plan at the confirmation hearing. Apparently the judge has to do this anyhow, but isn’t going to look too hard if all the major creditors have agreed to the plan. Left unsaid is what happens if the plan is confirmed over the bondholder objections and what happens to the CDDs.

The crowd made a number of statements. Some praised the developers “vision.” Others informed us of the developers “integrity.” I guess dealing with an unscrupulous debtor would be really difficult.

I believe it was a member of the Ad Hoc Committee who stated the plans must be feasible because someone who used to work at Goldman Sachs was investing. Relying on others to do your due diligence, as apparently this Ad Hoc Committee member did, shows a profound lack of judgment.

If Goldman’s numbers are so good, why did they have to convert to a bank holding company to get access to the fed discount window at the height of the financial crisis? How many hundreds of millions did Goldman pay to settle an SEC law suit for betting against products they sold to customers, a sheer act of stupidity? Raj Gupta, a Goldman Sachs director, is before the SEC on civil insider trading charges, is accused of passing along Goldman inside info to a guy being charged criminally. Some of these Goldman guys are not bright. “Goldfinger” reportedly had trouble raising the size of the fund he wanted and had to pull out of Asia because he couldn’t make expenses.

Credit Where Credit Is Due

2011-04-13T15:35:00.001-04:00

I think it is time to give credit where credit is due.

At the meeting called by GB in December, 2010 to castigate the UCC (Unsecured Creditors Committee) for siding with Colonnade in their motion to end exclusivity, Tony DiNardo made a point of stating that among other things that GB had offered to the UCC was a reduction in the management fee from 3.5% to 3%. This was a significant concession even though as far as I can determine GB does nothing that warrants any management fee.

It is again worth noting that DiNardo had been representing the Debtor in the negotiations with the UCC and in that capacity was subject to the confidentiality agreement that all participants were obliged to sign. By revealing agreements reached in those negotiations he violated that confidentiality agreement, but violate it he did, apparently without penalty.

In “The Settlement Term Sheet” between the Debtors, The Official Unsecured Creditors Committee (UCC), And The Ad Hoc Committee Of Homeowners (AHCH)”, dated February 1, 2011, which is included in the Second Amended Disclosure Statement that offer is conspicuously absent. Where did it go?

What happened to the offer?

The word on the street is that the subject was addressed in subsequent committee negotiations, said committee now having been expanded to include that hand picked group, the Ad Hoc Committee of Homeowners. The UCC wanted the 3% offer included in the final agreement. Guess what, the AHCH wanted it left alone. The reconstituted negotiating team (now stacked with friends of the Debtor) gave away ½% of total operating fund revenues (less operating fund developer assessments, cable fees, and rental income). For 2010 the 3.5% fee amounted to $256,537 (from the 2010 audited financials). Calculated at 3% the number would have been $219,888, a difference of $36,649.

When you multiply $37K/yr times “forever” it becomes significant.

Little wonder that the Debtor gave equal billing to the AHCH along side the UCC in the Settlement Term Sheet. The AHCH participation in the negotiations benefitted the Debtor not the residents.

I’ll give you credit AHCH, you really represented the best interests of the Homeowners, but forgive me if I don’t call you to help me negotiate the price for my next car.

Jim Schutt

Reorganization Plan - is it hopeless?

2011-04-09T19:51:00.002-04:00

So Gulf Bay are busy trying to get everyone to get behind their re-organization plan which will doubtless be rubber stamped by the court.

The problem is, the underlying revenue projections are pure pie-in-the-sky! Both in terms of volume of sales and the estimated values. Pure fantasy!

Of course, this news will be met with incredulity from the Kumbaya mob. But isn't it time to get real? Gulf Bay are hanging on by the skin of their teeth and their plan lacks credibilty. Don't we need a plan that faces up to reality?

Isn't reality about facing these facts?

Market values: look at the prices Lely & Copper Cove are advertising! We're a superior community for sure, but don't we still need to be in line with the market?

Our Club & Spa is finding it tough to cope with current demand. Can it cope with any more people?

Fiddler's Creek is too large. (6,000 homes when built out!) Doesn't it need to be broken up into, say, 3 communities, each with its own club & spa?

Isn't the entry deposit of $15k absurdly high and totally out of line with the market? Doesn't it depress our re-sale values?

The outside builders, like DR Horton, will be examining these issues for sure. We're in for interesting times ahead!

Ad Hoc Homeowners Committee

2011-04-04T20:53:00.000-04:00

When the Ad Hoc Homeowners Committee announced their formation they made the following statement: “At our own expense we have retained bankruptcy counsel who will shortly be entering an appearance for us in the Chapter 11 proceeding.”

Turns out that is not the case since their attorney has filed a motion for payment of his legal fees by the debtor.

Who pays for the culinary services we provide to Aubrey?

2011-04-03T21:30:00.001-04:00

During the summer months, our great chefs are required by Aubrey to provide culinary services to him outside Fiddler's. But we pay their salaries!

I bet we pay nonetheless, but I'm very happy to be proved wrong!!!

Who has the facts?

No doubt our Unsecured Creditors Committee has made enquiries into this?

Phil???

New blow to home sales in Fiddler's Creek

2011-03-31T17:33:00.001-04:00

It has been revealed for the first time that all homeowners may be specially assessed in the event that the developer defaults on the mortgage which he unilaterally took out against the Club & Spa property - see previous post.

At the same time Aubrey is desperately selling off parcels of land to outside developers (D R Horton & others) who are about to start building new homes.

Anyone looking to sell homes in Fiddler's Creek should be very concerned about this latest revelation. It is highly likely that buyers will be put off buying homes on Fiddler's until this issue has been resolved.

Furthermore, how are all the new homeowners going to be accommodated at the Club & Spa? It is already heavily oversubscribed and can't cope with existing demand at peak times.

Revelation in Foundation Financial Statements

2011-03-31T12:07:00.001-04:00

The Foundation 2010 audited financial statements include the following interesting disclosure:

In February 2010, the Developer declared bankruptcy under Chapter 11 of the United States Bankruptcy Code. There has been no change in the obligation of the Developer to pay assessments, subsidies, or perform on interest payments related to the outstanding loan of the Foundation. Though the bankruptcy proceeding is intended to bring stability to the developer, if the developer is unable to fund its required subsidy or interest, it is possible that a special assessment of the unit owners will be necessary to fund any shortfall. The likelihood and amount of this assessment, if any, cannot be determined.

Left explicitly unsaid is where the $647,980 paid to Iberia in the debt forbearance agreement came from. From the numbers, it look like it came out of the capital acquisition fund. So it looks like the residents paid out of pocket to cure the developer’s default.

Which management co manages Sauvignon?

2011-03-30T11:23:00.002-04:00

Can someone tell me the management company over Sauvignon in Fiddlers Creek? Thank you very kindly

Items that it is illegal to mail!

2011-03-28T09:28:00.000-04:00

Hi,

We would love to share with you an article that we just posted on our own blog! “10 Items You Didn’t Know Were Illegal to Mail via USPS”

It would be an interesting story for your readers to check out and discuss on your blog, so we hope you will consider sharing it!

Thanks so much for your time!

Sheryl Owen

Helping others

2011-03-16T17:53:00.000-04:00

On the FC member's forum is a posting about "Bedtime Bundles, “Mutts and Martinis Yappy Hour” Fund Raiser". I don't know how to respond there.

Wondering if there is a place where you would suggest that seasonal renters could drop off foodstuffs, toiletries, toys etc.

Merv

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